Securus Safe Deposit Centres are able to offer all our customers exclusive and bespoke “all risk” safety box insurance policies. We have collaborated with a specialist market leading insurance firm for the Safe Deposit Box Industry. You can insure up to £500,000 per box for all valuables and cash online or over the telephone.
We are only a few centres up and down the county who provide an “all risk” insurance up to £500,000 per box for items kept in the deposit centre without the need of underwriting.
The cover is a complete “all risk” policy. This means regardless of fault you will be always be covered in any event. The policy also gives you extra peace of mind by including Fidelity Cover.
Each safe deposit box is insured individually in your own name, so any pay-out will be made directly to you and not via the safe deposit box centre.
The Insurance covers Gold, Silver, other precious metals, Jewellery, Precious Stones, Securities, Bonds, Money, Numismatic Collections, Stamp Collections, cash and any other item of value or documents whatsoever.
For an additional premium, you can also cover your valuables outside of your safety box up to £100,000 (no article limit) i.e. jewellery worn or carried to an special occasion, wedding or social event. Cover up to 20 days per year (includes travel to and from the safe deposit centre.
To ensure your possessions are fully insured in our safe deposit boxes, please note the following: We strongly recommend that you keep a detailed inventory, take and keep photographs, keep up to date valuations of your valuables, keep recent receipts and make copies of documents stored in the safe deposit box. Keeping valuables in a Safe Deposit Box should not be seen as an alternative to insuring them.
Banks offer no insurance for the contents of your box. Some private centres will offer free limited block insurance cover of £5,000 with the policy issued in the centre’s name. These policies will have terms and conditions not known to you, the box holder: they contain warranties, such as alarm warranties, meaning that if the centre does not set their alarm properly cover will cease and will be void.
This sometimes takes the form of blanket cover based on the estimated number of boxes that could be broken into at the centre within a given time-frame. This method unfortunately leaves total loss disasters completely to chance, which in turn could leave you considerably under insured. To read more and understand more about this please read the advice that the Safety Deposit Association gives on insurance by clicking here.
The free £5,000 insurance Securus Safe Deposit Centres will be offering is issued by My Security Box and can be topped up to the amount of the value of your items. The policy will be issued in your name and is an “all risk policy”. Any claims will be paid directly to you.
Please contact My Security Box for any questions or queries or to setup your policy over the phone please call 0121 423 1000.
At Securus, we can help you arrange your valuation for you. We have carefully selected local industry leading experts who will examine your jewellery and provide a valuation certificate that acts a legal document you can use for insurance.
Valuations will be conducted by experienced and qualified gemologists and registered valuers to the highest professional standards and are supported by the UK’s largest insurance companies. As valuations contain highly detailed information, your portfolio can be re-valued, as necessary (at a reduced cost), ensuring you are never under-insured.
You will have a choice of having a valuation on-site at the deposit centre in complete secure discretion or visit them in person in your own time.
Please contact us for more information.
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